Thursday, October 2, 2008

First GLITCH!!!

Today I was confronted with my first glitch...i guess it could have been worse, but it still pissed me off!!!  
I've had a credit card with Chase Manhattan since i moved home from College.  In July, I paid the balance off, and closed the account.  Apparently, there was a finance charge due that i was unaware of (i guess you have to just know that if you carried a balance there was a finance charge that will be billed later).  After not receiving any statements in the mail since closing the account, it was curious when i received one today. I opened it and saw two late fees ($30 each) had kindly been tagged on to my account, as well as 30% APR finance charge.  Needless to say, I called the number on the statement. After being on hold for 24 minutes, and being passed around from an American (who i guess is "above" dealing with this sort of issue) was put to some middle eastern go-between named Sue (i highly doubt this is her given name). Anyway, Sue said that i should have know there would be a finance charge and i was SOL.  I politely asked to speak to her manager.  She finally put me back through to an American who sounded very polite and helpful, and thought she could try to knock of the late fees at least...back on hold.  She came back on the line, and told me sorry, nothing she can do.  So, i paid the balance off, and feel like i somehow got totally taken advantage of.  I really feel like screaming "I HOPE YOUR BANK GOES IN THE SHITTER, AND NO ONE BAILS YOU ASSHOLES OUT!".  Lets face it. It was $130.  But, give me a break. Just one small break.  There are millions of people out there with THOUSANDS on top of thousands of dollars in debt and Chase is riding me for $130??  
What's even better, Nissan-Infinity called me yesterday to say my lease account was delinquent; $20.  Since I left my job,  I pay my bills on a computer where my auto-fill isnt set up, so i paid $20 short. However, it was 5 days after the actual lease payment was due (and about 2 weeks since I paid it).  That tells me they are suffering along with the assholes at Chase.  So, i paid it online, as i always do, and once again, everyone has their money. 
Pardon me for getting on my soap box, but what about the people who ACTUALLY pay their bills? When do WE get bailed out? When do we get the pat on the back (accepted kindly in dead Kennedy's).  What do we have to do to get ahead anymore? Keep on keeping on? F that. F the bailout too.  
Oh, and if McCain think Bush will ever be able to just MAKE the Americans pay 1 trillion dollars to bail out our economy, he's nuts.  Last I checked America is a democratic country, not run by a Dictator.  He oughta take his half-wit vp nom and go back to sucking the teet of his money bags wife, Cindy. 

Sorry folks, I got mad!!!

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